The IRS adjusts federal tax brackets annually for inflation. For 2025, the seven tax rates remain at 10%, 12%, 22%, 24%, 32%, 35% and 37%, but the income thresholds have increased.
For single filers in 2025, the brackets are: 10% on the first $11,925, 12% on income from $11,926 to $48,475, 22% from $48,476 to $103,350, 24% from $103,351 to $197,300, 32% from $197,301 to $250,525, 35% from $250,526 to $626,350, and 37% on income above $626,350.
For married filing jointly, the brackets are roughly double: 10% on the first $23,850, 12% up to $96,950, 22% up to $206,700, 24% up to $394,600, 32% up to $501,050, 35% up to $751,600, and 37% above $751,600.
The US uses a progressive tax system, meaning only the income within each bracket is taxed at that rate. If you earn $60,000 as a single filer, you do not pay 22% on the entire amount. You pay 10% on the first $11,925, 12% on the next $36,550, and 22% only on the remaining $11,525.
The standard deduction for 2025 is $15,000 for single filers and $30,000 for married filing jointly. This is subtracted from your gross income before applying the tax brackets.
Use our US take-home pay calculator to see your exact tax at any income level.