How much stamp duty on a £325,000 property?

Stamp duty on a £325,000 property is £6,250 for home movers (1.92% effective rate). First-time buyers pay £1,250. Additional property buyers pay £22,500 including the 5% surcharge.

Do first-time buyers pay stamp duty on £325,000?

First-time buyers pay £1,250 on a £325,000 property — only 5% on the amount above £300,000.

Stamp Duty on £325,000 Property

If you buy a £325,000 property in England or Northern Ireland, you will pay £6,250 in stamp duty land tax (1.92% effective rate). Updated with April 2025 HMRC rates.

Home mover

£6,250

1.92% · Standard rates

First-time buyer

£1,250

0.38% · FTB relief applied

Additional property

£22,500

6.92% · +5% surcharge

SDLT band breakdown on £325,000

Home mover

£0 – £125,000 (0%)£0

£125,000 – £250,000 (2%)£2,500

£250,000 – £325,000 (5%)£3,750

Total£6,250

First-time buyer

£0 – £300,000 (0%)£0

£300,000 – £325,000 (5%)£1,250

Total£1,250

Total purchase cost

Property price£325,000

Stamp duty£6,250

Est. legal fees~£1,475

Est. survey~£500

Estimated total£333,225

Stamp duty as % of price

Property 98.1%

SDLT 1.92%

Compare property prices

£225,000£2,000 £250,000£2,500 £275,000£3,750 £300,000£5,000 £350,000£7,500 £375,000£8,750

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